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**Please note that this is not health insurance and we do not make payments directly to medical
services providers. It is a discount program, and you are obligated to pay for all health care
services. You will receive discounts for medical services at certain health care providers who
have contracted with the plan. The dental plan is administered by CAREINGTON International
Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. The program and its administrators have no
liability for providing or guarenteeing service for the quality of service rendered. Note to Utah
residents: this contract is not protected by the Utah Life and Health Guaranty Assoication.
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